Tuesday, 27 December 2016

How to apply for Atal Pension Yojana ?

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Pradhan Mantri Atal Pension Yojana (PMAPY):In the past one year Narendra modi not only launched Pradhan Mantri Yojanas and schemes but also got success in those Launched Yojana and Schemes.The Atal Pension Yojana like other Yojana is also a initiative of the Government of India.The Atal Pension Yojana was announced  in during the February 2015 Budget speech and launched by our Finance Minister Arun Jaitley in Union Buget 2015.The scheme has came into effect from 1 June 2015.

Also read :: How To File RTI Application Online ?

As the Atal Pension Yojana is new to every one and only few people kown about it.So people who want to take benefits of the new scheme must about it.Some most frequently asked question which every one must know are :

  1. What is Atal Pension Yojana ?
  2. Who can join Atal Pension Yojana ?
  3. How to open Atal Pension Yojana account ?
  4. How to check status of Atal Pension Yojana ?
  5. What are the benefits of Atal Pension Yojana ?
  6. Where to download application form for Atal Pension Yojana ?



What is Atal Pension Yojana ?



The Atal Pension Yojana is an pension scheme of the Government of India launched by launched by Finance Minister Arun Jaitley.The name of the Atal Pension Yojana is taken from Ex-Prime Minister Atal Biari Vajpayee.The main object of the Atal Pension Yojana is to give pension benefits workers of the unorganised sector.Any worker who works in any unorganised sector or place which do not give him/her pension after can apply for the Atal Pension Yojana.


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Who can join Atal Pension Yojana ?


The Atal Pension Yojana is open to every people of India between the age group of 18 to 40 year.The Yojana or scheme is not for those people who are member of any statutory social security scheme and those who are tax payer.Tax payer can join the scheme but they have to pay the full payment of premium for the Atal Pension Yojana. 

How to open Atal Pension Yojana account?


To have the scheme You must have a bank account and Aadhar Card.Once you have Bank account and Aadhar card you can fill an application form for Atal Pension Yojana and submit it to nearest bank branch.

  1. You can visit nearest bank branch and get application form or you can download application form from official website.
  2. Fill application form carefully and give the correct details like mobile number.
  3. You must attach photo copy of you Aadhar card with application form.

Also read :: How To File RTI Application Online ?


How to pay premium for Atal Pension Yojana ?


Once Atal Pension Yojana account is opened then you need to keep sufficient balance in you account which will be debited from your account every monthly for Atal Pension Yojana.Premium is different for different age group.You need to check premium according your age and join scheme for taking benefits after retirement.You can check monthly premium below


How to check status of Atal Pension Yojana ?


You do not need to go elsewhere for checking the status of the Atal Pension Yojana account.What you have to do is fill application form and submit it to nearest Bank Branch.Once you form is submitted you will start getting notification regarding your Atal Pension Yojana account.So you will get alert or status notification to your mobile number you provided at the time of submitting application form.


Also read :: How to link your aadhar card with voter ID ?


Also read :: How to link your aadhar card to bank account ?


What are the benefits of Atal Pension Yojana ?


Under the new pension scheme of the Government of India any people of India even student can take benefits of Atal Pension Yojana.Those people who joins the scheme will have to pay half money as monthly premium for the Scheme and half will be added or paid as premium to your account from government side. In simple words we can say that once you joined the scheme and after retirement you will get the amount including 50 % which you paid as premium and 50 % which is paid as premium by government.(Amount after retirement = 50 % yours + 50 % of Government).

Where to download application form for Atal Pension Yojana ?


Any one who is interested in Atal Pension Yojana can dowload the application form from the official website of the scheme.Once downloaded fill application form and go to nearest bank for submitting with require documents.

You can download application form from http://jansuraksha.gov.in/forms.aspx.